Simple, transparent pricing

Start free. Add Plus when your plans become connected.

Affordit Free helps you check a decision and keep the plans that matter. Affordit Plus is designed for people comparing several goals, scenarios and changes over time.

Public Plus subscriptions are not yet available. Live billing remains disabled while launch approvals are completed.

Affordit Free

£0

For checking individual decisions and returning to the plans that matter most.

Affordit Plus

£4.99/month

For managing multiple connected goals, deeper scenarios and explainable plan Q&A.

Compare Affordit Free and Affordit Plus

What you get

Free

£0

Affordit Plus

£4.99/month

Affordability calculations

Unlimited
Unlimited

Active saved plans

2
Unlimited

Plans connected to My Reality

1
Multiple

My Reality

Basic
Full

Scenario comparison

1 basic comparison
Advanced comparisons

Ask Affordit

Not included
Included

Before-and-after previews

Limited
Included

Conversation continuity

Not included
Included

Decision and scenario history

Limited
Full

Sponsored or affiliate content

May appear, clearly labelled
None

Connected planning

Keep several goals together and understand how changing one decision may affect the others.

Ask Affordit

Ask questions about your own plans and My Reality. Answers remain explainable, read-only and preview-first.

Independent guidance

Plus does not rank guidance by commission and does not include sponsored recommendations.

Temporary university access

Access may be provided through an approved programme.

A university or education partner may provide temporary Affordit Plus access through a specific programme. This is not a third pricing tier. Eligible students do not need to provide a payment card, and access does not renew automatically into a paid subscription. Eligibility, duration and expiry are set by that programme, and commercial relationships do not influence Affordit guidance.

Check an access code

Fair use and your control

Ask Affordit is subject to fair-use limits so that responses stay reliable and costs remain predictable. It cannot save, edit or delete your plans. Any suggested change is shown as a preview and only becomes part of a plan if you choose to save it separately.

Affordit Plus is planning guidance, not financial advice. It does not recommend providers, regulated products, investments or credit decisions.

Written by the Affordit Editorial Team

Affordit guidance and product content

Published 24 July 2026Updated 24 July 2026Reviewed 24 July 2026

Pricing questions

Can I use Affordit for free?

Yes. You can complete affordability calculations without paying. A free account can save up to two active plans and connect one plan to My Reality.

What is Affordit Plus for?

Affordit Plus is for people managing several connected decisions. It adds unlimited saved plans, full My Reality, advanced comparisons, Ask Affordit and conversation continuity.

Is Ask Affordit financial advice?

No. Ask Affordit explains your owned Affordit plan data and previews possible changes. It does not recommend regulated products, providers or investments and cannot make changes without you.

Can I cancel Affordit Plus?

Yes. When public subscriptions become available, cancellation will stop future renewal. Access normally continues until the end of the paid period, subject to the subscription terms.

What happens to my plans if I cancel?

Your account data is not automatically deleted. If your account returns to the Free tier, Free limits apply to future actions. Existing plans remain associated with your account and can be managed under the applicable product rules.

Can students receive temporary Plus access?

An approved university or education partner may provide temporary Plus access through a specific programme. Eligible students do not need to provide a payment card, and programme access does not renew automatically into a paid subscription. That access is not a separate pricing tier.

Are public Plus subscriptions available now?

Not yet. The Plus product and entitlement rules are shown transparently here, but public billing remains disabled until Affordit completes its launch approvals.

Start with the decision.

You do not need Plus to see whether a plan looks realistic. Start free, see the monthly reality, and save it when it matters.

Open the planner