Goal and savings
Affordit compares the target amount with the money already set aside, including any one-off boost or partner savings when those are included.
How Affordit works
A practical affordability sense-check before you commit.
Affordit turns a goal, your savings, your income, regular costs and a preferred timeline into a plain-English route. It is designed to help you understand monthly pressure before making a decision.
What the score checks
The score is not a credit score. It is a planning signal based only on the numbers entered into Affordit.
Monthly pressure
The planner estimates the monthly amount needed for the selected timeline and compares it with the contribution you say you can make.
Income and regular costs
Salary, housing costs and living costs are used to sense-check whether the route looks comfortable, tight or unrealistic.
Timeline fit
Affordit checks whether your selected timeline lines up with the target, savings and planned monthly contribution.
Score bands
How to read the result
Use the score as a prompt for what to change next, not as a final yes or no.
80-100
More comfortable
The route appears closer to your target timeline and less pressured by the numbers entered.
60-79
Manageable but worth checking
The route may work, but hidden costs, buffers or timing could still change the decision.
40-59
Tight or stretched
The route is likely asking for changes to the target, timeline, savings or monthly contribution.
0-39
High pressure
The plan probably needs a bigger change before it should be treated as realistic.
What Affordit helps with
- Compare a goal against savings and monthly contribution.
- See whether the timeline feels realistic.
- Save plans and compare different route versions.
- Copy, share or download a plain-English plan summary.
What Affordit does not do
- Affordit does not run a credit check.
- Affordit does not connect to your bank account.
- Affordit does not approve lending or finance.
- Affordit does not replace financial advice.
The useful next step is usually a change.
If a route feels stretched, try one of three levers: lower the target, extend the timeline or change the monthly contribution. Affordit is built to make those trade-offs visible.
Test a route