Budget guides
How much should I spend?
Use practical guides to sense-check spending before it becomes monthly pressure.
Affordit tip
A useful budget is one that still leaves room for bills, essentials, savings and unexpected costs.
Practical guides
Choose what you are checking
how much should i spend on rent
Use this guide to check the practical costs, pressure points and decisions before you commit.
how much should i spend on a car
Use this guide to check the practical costs, pressure points and decisions before you commit.
how much should i spend on a wedding
Use this guide to check the practical costs, pressure points and decisions before you commit.
how much should i spend on a holiday
Use this guide to check the practical costs, pressure points and decisions before you commit.
how much should i spend on childcare
Use this guide to check the practical costs, pressure points and decisions before you commit.
how much should i spend on renovation
Use this guide to check the practical costs, pressure points and decisions before you commit.
What to include
Make the plan real-world
Use these prompts before you decide whether the route genuinely fits your monthly life.
Check your real affordability
Use Affordit to test the full cost, monthly pressure, hidden costs, savings and timeline before you commit.
Common questions
How much should I spend?
Spend an amount that still leaves room for essentials, savings and unexpected costs after the commitment is included.
Are percentage rules enough?
No. They are only a starting point because they do not know your wider budget.
Can Affordit tell me the exact safe amount?
No. Affordit gives planning guidance based on your inputs, not regulated financial advice.
Related guides
Last reviewed: June 2026