Decision checklist
Before you commit
Quick checks before you sign, book, buy or borrow.
Affordit tip
A decision can look affordable at deposit stage and still become difficult later.
Practical guides
Choose what you are checking
before you rent your first flat
Use this guide to check the practical costs, pressure points and decisions before you commit.
before you buy a car
Use this guide to check the practical costs, pressure points and decisions before you commit.
before you take out car finance
Use this guide to check the practical costs, pressure points and decisions before you commit.
before you book a holiday
Use this guide to check the practical costs, pressure points and decisions before you commit.
before you plan a wedding budget
Use this guide to check the practical costs, pressure points and decisions before you commit.
before you take out a loan
Use this guide to check the practical costs, pressure points and decisions before you commit.
before you start a renovation
Use this guide to check the practical costs, pressure points and decisions before you commit.
What to include
Make the plan real-world
Use these prompts before you decide whether the route genuinely fits your monthly life.
Check your real affordability
Use Affordit to test the full cost, monthly pressure, hidden costs, savings and timeline before you commit.
Common questions
What should I check before committing?
Check upfront costs, monthly payments, ongoing costs, hidden costs, timing and emergency buffer.
Is Affordit financial advice?
No. Affordit provides general planning guidance only.
Can Affordit approve finance or rent?
No. It does not approve finance, loans, mortgages or rental applications.
Related guides
Last reviewed: June 2026