Affordability comparison
How to compare affordability routes
Compare routes by changing one or two inputs at a time: target cost, savings, monthly contribution, timeline or planning mode. Then check the pressure and score side by side.
Compare your routesSimple comparison
No lender comparisons, rates or approval claims.
| Route | Better for | Watch out for |
|---|---|---|
| Lower target | Reducing total pressure | May change the goal |
| Longer timeline | Lower monthly contribution | Takes longer |
| More upfront | Reducing amount remaining | Can reduce buffer |
Example scenario
For a £15,000 car, compare one route with a larger deposit, one with a longer timeline and one with a lower target. The better route is usually the one that keeps monthly pressure and buffer realistic.
Key things to check
Monthly pressure
Amount remaining
Timeline
Emergency buffer
What needs to change
Keep comparing
Related affordability checks
Common questions
How many routes should I compare?
Start with two or three so the difference is easy to understand.
Should I change every input at once?
No. Change one or two inputs at a time to see what actually improves the route.
Can saved plans help?
Yes. Saved plans make it easier to revisit and compare routes.