Salary guide
Can I afford to move out on £28,000 a year?
It depends on your take-home pay, existing commitments, upfront costs and whether key extras are included. Use Affordit to test the monthly pressure before committing.
Check your own numbersAssumptions used
These are examples, not advice.
Salary
£28,000
Rough monthly income
around £1,900 to £2,050 after tax, depending on pension and deductions
Example upfront target
£3,000 to £5,000 for deposit, first month and setup costs
Emergency buffer
Kept separate from the target
Example calculation
Moving out can be realistic if rent, bills, deposit, first month, furniture and emergency buffer are planned together rather than separately.
What changes the result
Keep comparing
Related affordability checks
Common questions
Short answers before you use the planner.
Can I move out on £28,000?
It depends on rent, bills, location, savings and upfront setup costs.
What upfront costs should I include?
Include deposit, first month rent, moving costs, furniture, broadband and a buffer.
Is Affordit a tenancy approval tool?
No. It provides planning guidance only.
Check your own numbers.
No credit check. No bank connection. General planning guidance only.