Affordit calculator
Can I afford private school?
Use Affordit to check whether private school is realistic based on your income, savings, monthly contribution and timeline. Add your living costs, emergency buffer and target date to see whether the route looks manageable, tight or unrealistic before you commit.
Check your routeExample route
A quick illustration of the inputs Affordit checks.
Goal cost
£18,000
Monthly contribution
£300
Savings
£1,000
How to check if you can afford private school
What Affordit checks
What makes this different
When private school may not be realistic
Example route
Example route: a private school goal of £18,000 with £1,000 saved and £300 per month would be checked against income, costs and timeline.
Common questions
Quick answers before you use the free route planner.
How do I know if I can afford private school?
Start by comparing the goal cost with your savings, monthly contribution, income, living costs and selected timeline. Affordit turns those inputs into a practical route and an honest reality check.
Is this a private school approval or eligibility check?
No. Affordit is not a lender, broker, credit checker or financial adviser. It provides general planning guidance only.
Will this affect my credit score?
No. Affordit does not run a credit check and does not connect to your bank.
What does Affordit check?
It checks your goal cost, usable savings, monthly contribution, selected timeline, estimated take-home pay and living costs.
Can I save my route and compare scenarios?
Yes. The Affordit app lets you save routes locally in your browser, duplicate scenarios and compare different monthly contributions or timelines.
Can I use Affordit if I already know the finance rate?
Yes. For relevant purchases, Affordit can estimate a monthly payment from a rate, term, deposit and fees, then check whether that payment looks realistic against your income and costs.
Related Affordit pages
Check your route in Affordit.
No credit check. No bank connection. General planning guidance only.