ABOUT AFFORDIT
Affordit is an honest route planner for big purchases.
Affordit helps people check whether a car, house deposit, wedding, holiday or big purchase is realistic based on salary, savings, monthly contribution, living costs and timeline. No credit check. No bank connection. Guidance only.
Use the free toolWhat Affordit is
A free affordability route planner
A way to compare savings routes and monthly pressure
A tool for practical planning before you commit
A browser-based app with no login required
What Affordit is not
Not a lender, broker or credit checker
Not a financial adviser
Not a lending decision or eligibility assessment
Not connected to your bank
How calculations work
Estimates take-home pay from salary
Subtracts rent/mortgage and living costs to estimate spare income
Compares planned contribution with required contribution
Applies honest guardrails for unrealistic routes
Can estimate finance payments if the user already knows the rate and term
Why no credit check is needed
Affordit does not assess eligibility for credit
It only uses the numbers entered by the user
It estimates whether a savings route or monthly payment route looks realistic
No bank connection is needed
Why Affordit is useful
Helps users compare options before committing
Shows when a goal is off track
Shows what needs to change
Lets users save and compare routes locally
Disclaimer
This tool provides guidance only
It does not provide financial advice
It does not provide credit checks, lending decisions or eligibility assessments