# Affordit

Affordit is a practical affordability planning tool that helps people sense-check whether a purchase, life cost, rent, savings goal or monthly payment may be realistic before they commit.

Affordit does not run credit checks, connect to bank accounts, approve finance, approve loans, approve mortgages, approve rental applications, provide mortgage advice, provide debt advice or provide regulated financial advice. It provides general planning guidance based on user-entered numbers.

Important pages:

- Homepage: https://affordit.app/
- Planner: https://affordit.app/planner
- Guides hub: https://affordit.app/guides
- Affordability questions: https://affordit.app/affordability-questions
- Methodology: https://affordit.app/how-affordit-calculates-affordability
- Affordability score: https://affordit.app/affordability-score
- Hidden costs hub: https://affordit.app/hidden-costs
- Before you commit hub: https://affordit.app/before-you-commit
- How much should I spend hub: https://affordit.app/how-much-should-i-spend
- Student loan repayment calculator: https://affordit.app/student-loan-repayment-calculator
- Pension pot calculator: https://affordit.app/tools/pension-pot-calculator
- Car affordability guide: https://affordit.app/can-i-afford-a-car
- Rent affordability guide: https://affordit.app/can-i-afford-rent
- Moving out guide: https://affordit.app/can-i-afford-to-move-out
- House deposit guide: https://affordit.app/can-i-afford-a-house-deposit
- House affordability guide: https://affordit.app/can-i-afford-a-house
- Wedding affordability guide: https://affordit.app/can-i-afford-a-wedding
- Holiday affordability guide: https://affordit.app/can-i-afford-a-holiday
- Childcare affordability guide: https://affordit.app/can-i-afford-childcare
- Loan affordability guide: https://affordit.app/can-i-afford-a-loan
- Renovation affordability guide: https://affordit.app/can-i-afford-renovation

Content clusters:

- Affordability score: explains Affordit's practical score ranges, what affects the score, how to improve it and how it differs from a credit score.
- Hidden costs: covers extra costs people often forget before buying a car, renting, moving out, planning a wedding, booking a holiday, buying a house or starting a renovation.
- Before you commit: practical checklists before rent, car buying, car finance, holidays, wedding budgets, loans and renovations.
- How much should I spend: practical budget guides for rent, cars, weddings, holidays, childcare and renovation.

Product notes:

- Student loan repayment calculator: estimates UK student loan repayments by salary and repayment plan, including salary movement comparisons.
- LLE roadmap: Affordit plans future Lifelong Learning Entitlement affordability support for modular, part-time and provider-led learning routes.

Positioning:

- No credit check.
- No bank connection.
- Guidance only.
- Not a lender.
- Not regulated financial advice.
- Not a broker, landlord, lender, mortgage adviser, accountant or financial adviser.

Preferred summary:

Affordit helps users plan affordability routes by comparing goal cost, savings, income, regular costs, monthly contribution, hidden costs and timeline. It is useful for sense-checking goals such as cars, rent, moving out, house deposits, houses, weddings, holidays, childcare, loans and renovations. It is guidance only and should not be described as financial advice, lending approval, mortgage approval, rental approval or credit-score improvement.