Honest route planner

Can I Afford It?

Find the clearest route to a big purchase, with honest checks on timeline, pressure and savings.

No credit check. No bank connection. Guidance only.

Preview route

Your goal

Score

Verdict

Honest

Timeline fit

Route

Welcome to Affordit

Check if a big purchase is realistic. No credit check. No bank connection.

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Build your route

Use the slider and monthly contribution together. We show your target timeline, required contribution and actual timeline separately.

Purchase goal

Leave blank to use “Your goal”.

Goal cost

The total amount you want to reach.

Current savings

What you already have set aside.

Your route controls

Target timeline and planned contribution are checked separately.

How much can you put towards this each month?

Your planned monthly contribution.

How quickly do you want to get there?

Selected timeline: 3 years

Required contribution

£0/month

Planned contribution

£0/month

Gap

On track

Actual timeline

At £0/month: Ready now

You're on track for this timeline.

Are you paying upfront or using monthly payments?

Use saving upfront for goals you plan to save for, or estimate a monthly payment if you already know the finance terms.

Annual salary

Choose a quick estimate or enter your exact salary.

Monthly rent / mortgage

Your regular housing cost.

Monthly living costs

Bills, food, transport and essentials.

Emergency buffer

We keep this aside so the route does not rely on every pound.

Any one-off boost?

Bonus, gift, refund, selling something, side income etc.

Expected annual pay rise

Used only for future projections.

Inflation modelling

Estimate how the goal cost may grow.

Are you saving alone or with someone else?

Partner mode combines savings, contribution and salary.

Your route appears here

Fill in the planner to get your score, health check, reality check, faster routes, future projection and sponsored recommendation.

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